Legal statement of Magyar Takarékszövetkezeti Bank Zrt.

Please read the following with due care. By visiting the Takarékbank website of Magyar Takarékszövetkezeti Bank Zrt. (hereinafter: Takarékbank Zrt.) (an Internet-based service accessible through the www.takarekbank.hu server) you accept the following conditions. If you do not accept the conditions, please do not open our website.   Copyright protection The websites of Takarékbank Zrt. and all the pictorial and written content and the layout thereof shall be under by copyright and trademark protection. Any form of the utilisation thereof to an extent that exceeds personal use shall be subject to the express written consent of Takarékbank Zrt there to. The information is available in Hungarian, English and German. The wording might differ, since the translation was not a verbatim translation.   Information available on the websites The information, data and conditions available on the websites of Takarékbank Zrt. shall be exclusively for informative purposes. Takarékbank Zrt. makes all reasonable efforts to continuously update such information; however, it shall not bear any responsibility for the integrity and accuracy thereof. The current conditions are included in the all-time effective Business Regulations and Announcements disclosed in accordance with the applicable statutory provisions and disclosures. Disclaimer Takarékbank Zrt. shall not bear any responsibility for any damage, losses or costs stemming from the use of the websites, the inadequate or defective operation thereof, changes to data made by unauthorized persons, or from delays in information transfer, PC viruses, the defects or failure of the communication line or system or for any similar reasons. Takarékbank Zrt. shall not check the information available on the websites of partner companies accessible from the website of Takarékbank Zrt. via links, and shall not bear any responsibility for the accessibility or proper content thereof. Takarékbank Zrt. shall not bear any responsibility for such materials or information disclosed by third parties that are connected to the websites of Takarékbank Zrt. Takarékbank Zrt. shall not bear any responsibility for such materials or information available on any website where either Takarékbank Zrt. or its websites are referenced. The English and German websites are the abridged versions of the Hungarian. The documents available shall be exclusively for informative purposes. The English and German documents are unofficial translations. In case of any discrepancy in meaning or interpretation the Hungarian language version shall prevail.     Materials provided by third parties In the event that you provide materials to Takarékbank Zrt., you warrant and represent that the material is suitable for public disclosure and approve its full or partial disclosure, without compensation, by Takarékbank Zrt. the utilisation of the content thereof and assume the obligation to exempt Takarékbank Zrt. from any responsibility that might arise from any third party raising claim vis-a-vis Takarékbank Zrt. in connection with the above-mentioned materials. The above mentioned shall not apply to data and information considered personal-, bank- or securities secret.   Protection of personal data and bank secret Takarékbank Zrt. shall treat any personal data disclosed in the course of the use of the web-pages in full conformity with the provisions of Act LXIII of1992 on the protection of personal data and the disclosure of data of public interest; Act CXII of 1996 on credit institutions and financial enterprises; Act CXX of 2001 on the Capital Market and Act CXXXVIII of 2007 on Investment and Commodity Brokers and Their Permitted Activities. By providing any of your personal particulars to Takarékbank Zrt., you consent to Takarékbank Zrt.’s keeping record of and treating such personal particulars for the purpose and for a period required by the type of deal. Takarékbank Zrt. shall treat any data, facts, information and solutions related to the personal data, financial status, business activity, business management, ownership and business relations of its customers, the balance and turnover of the accounts kept and the contracts concluded with Takarékbank Zrt. as bank- and securities secret. Takarékbank Zrt. shall provide the same protection for all data made available via the Internet as if they had been provided via any other channel of communication.